Insurance Premium
6 ideas
Insurance (6)
Weather-index cover for outdoor businesses
Distributes parametric policies for a licensed insurer that pay out automatically when rain, heat or wind data crosses a threshold, for event organisers, farmers and outdoor businesses
Travel insurance chooser that checks card cover first
Works out what a trip really needs (medical, cancellation, sports, gear), checks what the traveller’s bank card already covers, and only then compares policies
Insurance needs check for small businesses
Asks a few questions about the activity, staff and premises, lists the covers that are mandatory and those that are recommended in the country, and refers to vetted brokers
Insurance renewal watchdog
Reads renewal notices forwarded by email, spots price rises, gets comparison quotes for the same cover and prepares the cancellation letter when switching saves money
Insurance claim assistant
Guides the policyholder through a claim with photos, receipts and a clear timeline, matches it to the right policy clauses and drafts follow-up letters if the insurer is slow or refuses
Insurance policy explainer in plain language
Reads a home, car or health policy and explains in plain words what is covered, what is excluded, the deductibles and the gaps worth fixing before something happens